R1#sh run | b user
username R3 password 0 PinkCadillac
!
interface Serial0/0.1 point-to-point
 frame-relay interface-dlci 103 ppp Virtual-Template1
!
!
interface Virtual-Template1
 ip address 208.28.1.1 255.255.255.248
 ppp authentication chap
!


R3#sh run | b user
username One password 0 For-The-Money
username R1 password 0 PinkCadillac
!
!
interface Serial1/0
 ip address 208.28.1.2 255.255.255.248
 encapsulation frame-relay
 ip split-horizon
 no fair-queue
 frame-relay map ip 208.28.1.2 302
 frame-relay map ip 208.28.1.3 302
 frame-relay interface-dlci 301 ppp Virtual-Template2
 no frame-relay inverse-arp
!
interface Virtual-Template2
 ip unnumbered Serial1/0
 ppp authentication chap
!